Terms and Conditions

Apart from the Privacy Policy which aims to build trust with users letting them know where their data
is stored, how it is used and removed, etc. T & C of using this website are the general rules of using this website

ONLINE TERMS

1. By using this site, you represent and warrant that all registration information you submit will be true, accurate, current and complete.
   You will update the information as necessary.
2. You will not use the site for any illegal or unauthorized purposes.
3. You must not transmit any worms or viruses or any code of a destructive nature.
4. If you are minor in the place where you reside, you have received parental permission to use the site.
5. If you provide any information that is untrue, inaccurate, not current or incomplete, we have the right to suspend or terminate your account and
   refuse any and all current and future use of the site.
6. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction(including
   but limited to copyright laws)
7. You understand that your content may be transferred unencrypted and involve a) transmissions over various networks and b) changes to conform and adapt to technical
   requirements of connecting networks or devices.
8. Credit card information is always encrypted during transfer over networks.

PRODUCT PURCHASE

This site provides digital downloads of e-books that hopefully would benefit the user. All the e-books are original in content with some
research is done.
The products are very reasonably priced and are downloadable after payment.
There is no refund or return policy. However, if you are unhappy with any aspect of the product, please make suggestions so that we could improve on future products.
We made an effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee
that your computer monitor’s display of any color will be accurate.
When purchasing any product, your credit details are required. We use Stripe which is a global online payment processor that is trusted. They support the electronic transfer of money
from a customer’s bank into the merchant’s bank as payment for goods and services with a credit card. Credit card data is never sent to the server
but directly to stripe. This is more secure because a breach of the servers will not result in stolen credit card data. Stripe offers standard
user protections like two-factor authentication.

We reserve the right but are not obligated to limit the sales of our products or services to any location, person or jurisdiction. This is assessed on a case to case basis.
Product descriptions and pricing are subject to change without notice at our sole discretion. We have the right to discontinue any service or product at any time.
We do not warrant that the quality of the products, information, service, etc that you have purchased may meet your expectations or that any errors in the service will be corrected.

BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may in our sole discretion cancel or limit quantities purchased per person or per order.
These restrictions may include orders placed by or under the same customer account, the same credit card and/or orders that use the same billing or shipping address. If we make a change
or cancel the order, we may attempt to notify you by contacting the email or billing address or phone number provided at the time of the order. We reserve the right to limit or prohibit orders that appear to
be placed by dealers, resellers or distributors.
You agree to provide current, complete and accurate purchase and account information for all purchases made. You will promptly update your account and other current information including your email address
and credit card numbers and expiration dates so that we can complete your transaction and contact us as necessary.

OPTIONAL TOOLS

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.
You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
If you use these optional tools offered through their site, it is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
We may offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

LINKS TO THIRD-PARTY

Certain content, products, and services available via our Service may include materials from third-parties.
They may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.
We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

USER FEEDBACK AND SUBMISSIONS

If at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.
You agree that your comments will not violate any rights of any third-party, including copyright, trademark, privacy, personality or another personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

PERSONAL INFORMATION-Please refer to our privacy and cookie policy

ERRORS ON THE WEBSITE

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to indicate that all information in the Service or on any related website has been modified or updated.

PROHIBITED USES

Besides other prohibitions in the Terms of Service, you are prohibited from using the site or its content:
(a) for any unlawful purpose (b) to solicit others to participate in any unlawful acts such as obscene or immoral matters
(c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances
(d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others
(e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation,
religion, ethnicity, race, age, national origin, or disability;
(f) to submit false or misleading information (g) to upload or transmit viruses or any other type of malicious code that will or
may be used in any way that will affect the functionality of the Service or of any related website, other websites, or the Internet
(h) to collect or track the personal information of others (i) to spam, phish, pharm, pretext, spider, crawl, or scrape
(j) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet.
We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses and report to the authorities.

MODIFICATIONS TO THE PRODUCTS AND SERVICES

Prices for our products are subject to change without notice.
We reserve the right at any time to modify or discontinue the service or product without notice at any time.
We shall not be liable to you or any third party for any modification, price change, suspension or discontinuation of the service.

DISCLAIMER OF WARRANTIES / LIMITATION OF LIABILITY

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for an indefinite period of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use the service is at your own risk.
The services and products delivered to you are provided ‘as is’ and ‘as available’ for your use, without any warranty, representation or condition
of any kind, either express or implied including all implied warranties or conditions of marketability. merchantable quality, fitness for a particular purpose,
durability, title, and non-infringement.

We shall not be liable for any injury, loss, claim, direct, indirect, incidental, punitive, special, or consequential damages of any kind including lost profits,
lost revenues, loss of data, replacement costs or any similar damages arising from your use of any products or services or for any claim
related to your use.

The use or reliance of any information contained on this site or any device is solely at your own risk.
The articles posted on this website are all personal opinions and do not act as advice in any way.
This website acts as a back-up for these articles that are posted on other writers’ platform provides some reading for users who are
interested to write.
We are not responsible if the information made on this site is not accurate, complete or current. They are for general information only and should not be relied upon or used
as the basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Historical information is not current and is
provided for your reference only. We reserve the right to modify the contents of this site at any time but have no obligation to
update any information on our site. You agree that it is your responsibility to monitor changes to our site.

INDEMNIFICATION

You agree to indemnify, defend, protect and hold harmless summerlotus.com.sg and our parent, subsidiaries, affiliates, partners, directors, suppliers, employees, service providers and all
related people from any claim or demand including attorney fees, made by a third party due to or arising out of your breach of these terms of service
of service or the documents, they incorporate by reference or your violation of any law or the rights of a third-party.

SEVERABILITY

If any provisions of these T & C is determined to be unlawful, void or unenforceable they shall be enforceable to the fullest extent permitted by applicable law, and
the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of the rest of the provisions.

CHANGES TO T & C

We reserve the right at our sole discretion, to update, change or replace any part of this T & C by posting updates and changes to our website. It is your responsibility to check our website
periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these T & C constitutes acceptance of these changes.

TERMINATION AND OUR CONTACT

You may terminate these terms of service at any time by notifying us that you no longer wish to use our services or when you cease using our site.
If you fail to comply with any terms in this T & C, we may also terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date
of termination or may deny you access to our products and services.
Terms and conditions posted here constitute the entire agreement between you, the user and us.

Questions about the terms and conditions should be sent to us at shentond@hotmail.com

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